Your Trusted Home Loan Partner
Leading home loan provider in Delhi/NCR with transparent processes, nil service charges, and loans up to 90% of property value.
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Limited Time Only
Check Your Home Loan Eligibility in 30 Seconds
Get an instant estimate of how much home loan you can get. No documents needed, no credit score check. Just answer 3 simple questions.
EMI Calculator
Calculate your monthly EMI and plan your home loan better
Loan Calculator
EMI Breakdown
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EMI: ₹0 | Amount: ₹0
Plan Your Home Loan Better
Compare bank rates and calculate stamp duty instantly
Compare Home Loan Rates
Lowest EMI Available
₹0/mo
Bank Name @ 8.4%
Our Premium Services
Comprehensive loan solutions designed to make your dream home affordable and accessible
Home Loan
Get your dream home with our flexible home loan options starting from 7.10% interest rate
Loan Against Property
Unlock the value of your property with our loan against property at competitive rates
Balance Transfer
Transfer your existing loan to us and save on interest with better terms
Top-up Loan
Get additional funds on your existing home loan for any personal or business needs
Plot Loan
Turn your dream of owning land into reality with our plot loan solutions. Get fast approval, competitive interest rates.
Renovation Loan
Whether it's repairing, remodeling, or upgrading your living space, enjoy quick approvals, affordable interest rates, and easy documentation.
Business Loan
Get the funds you need to grow your business with our flexible business loan solutions.
Personal Loan
Fulfill your personal goals and needs with our hassle-free personal loans. Enjoy instant approval, attractive interest rates.
How to Reduce Loan EMI & Tenure
We are ready to help you reduce your loan EMI or tenure with our expert financial planning.
Why Choose Virendra Kalkal
We work with honesty and integrity to provide flexible and cost-effective loans at the best interest rates
Expert Guidance
Our experienced loan advisors provide personalized guidance throughout your loan journey
Transparent Process
No hidden charges or fees. Complete transparency in all loan processes and documentation
Quick Approval
Fast loan processing with approval in 24-48 hours for eligible applicants
Multiple Bank Options
Access to 15+ leading banks and NBFCs for best interest rates and terms
End-to-End Service
Complete assistance from application to disbursement including documentation support
Trusted Partner
Over 16 years of experience helping customers achieve their home ownership dreams
Established & Trusted
virendrakalkal.com - is an online loan portal run by AVS FIN SOL, one of the leading finance consulting firm and established as the reliable home loan provider in Delhi/ NCR regions in the year of 2012.
Leading Home Loan Provider in Delhi/NCR. A trusted online loan portal by virendrakalkal.com, committed to providing flexible and affordable loan solutions since 2012.
Main Loan Features
Comprehensive loan features designed to give you maximum flexibility and savings
OD Facility In Home Loan & Top Up
Avail Home Loan & Top Up in OD Facility.
Loan For 2 Or More Friends
You can take property & loan jointly with friends.
No Prepayment Penalty
Close your loan anytime without any prepayment charges
Quick Processing
Fast loan approval and disbursement within 7-10 working days
Long Tenure
Flexible repayment tenure up to 30 years for comfortable EMIs
Minimal Documentation
Simple documentation process with doorstep service available
Low Interest Rates
Starting from 7.35% per annum with flexible repayment options
High Loan Eligibility
Get financing tailored to your income and property value.
Document Checklist
Required documents for loan application based on your employment type
For Salaried
Documents required for salaried individuals
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1PAN Card Copy
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2Aadhar Card Copy
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3Address Proof
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4Payslip
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5Bank Statement
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6Form 16
For Businessmen
Documents required for business owners
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1ITR with Computation of Income
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2Profit & Loss A/C, Balance Sheets & All Annexures for last 3 years
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3GST Registration Certificate
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4GST Return
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5Company registration
Important Note
All documents should be self-attested copies. Original documents may be required for verification during the loan processing.
What Our Clients Say
Don't just take our word for it. Here's what our satisfied customers have to say about our services
"Excellent service! Got my home loan approved within 7 days with the best interest rate. The team was very professional and guided me through every step."
Rajesh Kumar
Gurgaon
Loan Amount
₹45 Lakhs
"Excellent service! Got my home loan approved within 7 days with the best interest rate. The team was very professional and guided me through every step."
Rajesh Kumar
Gurgaon
Loan Amount
₹45 Lakhs
"Amazing experience with virendrakalkal.com. They helped me get a loan against property at a very competitive rate. Highly recommended!"
Priya Sharma
Delhi
Loan Amount
₹25 Lakhs
Join Thousands of Satisfied Customers
Over many successful home loans disbursed with excellent customer satisfaction rate
Our Banking Partners
Choose from leading government and private banks for your home loan
Government Banks
Trusted & Secure
State Bank of India
Government Sector Bank
Indian Bank
Government Sector Bank
Bank of India
Government Sector Bank
Punjab National Bank
Government Sector Bank
Bank of Baroda
Government Sector Bank
Canara Bank
Government Sector Bank
Private Banks
Fast Processing
ICICI Bank
Private Sector Bank
Axis Bank
Private Sector Bank
HDFC Bank
Private Sector Bank
Kotak Mahindra
Private Sector Bank
Rbl Bank
Private Sector Bank
NBFCs
Flexible Terms
Bajaj Housing
Non-Banking Financial Company
LIC Housing Finance
Non-Banking Financial Company
PNB Housing
Non-Banking Financial Company
Get in Touch for Free Consultation
Ready to make your dream home a reality? Contact our loan experts today!