Back to Blog

PMAY Subsidy: Complete Guide to Pradhan Mantri Awas Yojana

Admin
September 10, 2025

The Pradhan Mantri Awas Yojana (PMAY) is a flagship scheme by the Government of India aimed at providing affordable housing to all. Under this scheme, eligible beneficiaries can avail subsidies up to ₹2.67 lakh on their home loans.

Eligibility Criteria

To be eligible for PMAY subsidy, applicants must meet specific income criteria and should not own a pucca house in their name or in the name of any family member.

Subsidy Amount

  • EWS: Up to ₹2.67 lakh
  • LIG: Up to ₹2.67 lakh
  • MIG-I: Up to ₹2.35 lakh
  • MIG-II: Up to ₹2.30 lakh